Thank you for considering me to guide you through your home buying journey! At Certainty, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way.



Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit.



Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the "Apply Now" button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.

Producing Regional Manager

Ryan Zoss is your Newport Beach local lender. As a loan officer at Certainty Home Lending, Ryan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ryan at (949) 338-7624 for more information!

Ryan Zoss at Certainty Home Lending (NMLS #8314)

VP of Mortgage Lending

Nina Bobadilla is your Newport Beach local lender. As a loan officer at Certainty Home Lending, Nina is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nina at  for more information!

Nina Bobadilla at Certainty Home Lending (NMLS #305379)

Growing up with parents who owned a mortgage company for thirty plus years…I can say mortgage is in my blood. I started working for their company in high school. After college I decided to go into television to become a meteorologist (weather girl). But finding I disliked working in front of the camera I ended up being a television producer for entertainment shows. In the entertainment industry, I met my husband.


After 9/11 happened I decided to exit the TV industry and return to the mortgage world. Starting in new home sales, I then transitioned into working for a new home builder's in-house mortgage company. I took a short time off to raise our daughter and son. Then returned to help families qualify for their dream home.


As a loan consultant, I will walk borrowers through every step of the loan process and support them from pre-approval through their closing date. I like to provide many tools for borrowers to utilize to ensure a stress-free experience. Whether someone is a first-time home buyer or seasoned buyer, they can trust me and my team with all their home financing needs.

Tiffany Rogondino is your Newport Beach local lender. As a loan officer at Certainty Home Lending, Tiffany is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tiffany at  for more information!

Tiffany Rogondino at Certainty Home Lending (NMLS #354212)

Chad R Levinger is your Newport Beach local lender. As a loan officer at Certainty Home Lending, Chad is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chad at  for more information!

Chad R Levinger at Certainty Home Lending (NMLS #1110600)

Chris Preston is your Newport Beach local lender. As a loan officer at Certainty Home Lending, Chris is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chris at (714) 323-8825 for more information!

Chris Preston at Certainty Home Lending (NMLS #490895)

Yun Kim is your Newport Beach local lender. As a loan officer at Certainty Home Lending, Yun is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Yun at (661) 425-9360 for more information!

Yun Kim at Certainty Home Lending (NMLS #1821104)

Newport Beach

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            <address>Guaranteed Rate, Inc DBA Certainty Home Lending, NMLS 2611. For licensing information, go to: <a class="certainty-link" href="https://www.nmlsconsumeraccess.org" target="_blank">www.nmlsconsumeraccess.org</a></address>
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            Headquarters: 3940 N. Ravenswood Ave. Chicago, IL 60613 - ph. (844) 615-2955
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            <em>This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.</em>
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            <em>This is not a commitment to lend. Program restrictions apply. Certainty Home Lending’s policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law.</em>
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6 Loan Officers in Newport Beach, CA