Thank you for considering me to guide you through your home buying journey! At Certainty, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way.



Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit.



Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the "Apply Now" button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.

VP of Mortgage Lending

Brad Taylor is your Destin local lender. As a loan officer at Certainty Home Lending, Brad is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brad at (850) 270-4109 for more information!

Brad Taylor at Certainty Home Lending (NMLS #207335)

Rhonda Faulk is your Destin local lender. As a loan officer at Certainty Home Lending, Rhonda is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rhonda at (850) 830-3589 for more information!

Rhonda Faulk at Certainty Home Lending (NMLS #1426815)

++About me:++  
My husband and 3 children reside in Fairhope, AL. My oldest is attending her first year at Auburn University's School of Engineering and has recently joined the Navy ROTC! My youngest is 6 and has started Kindergarten this year, with my middle child starting middle school! To add to my circus, I also have a mini schnauzer, named Abby. I am originally from Birmingham, AL, but I have also lived in Chattanooga, TN. Fairhope, AL is where I currently call home! Fairhope is also known as, "Utopia by the Bay" as it is the most beautiful laid-back, serene place you'll ever visit! When I am not helping people with their mortgage needs, you can find me running all over the place for my kids, and in my very rare time to myself… you'll find me creating art! I love to do charcoal drawings and also acrylic and watercolor paintings!


++Achievements:++  
Baldwin County Best of the Best 2024 Top 5 finalist  
CMBA (Chattanooga Mortgage Banker's Association) Multiple Award Winner: 2019 – Platinum Award, 2020 – Diamond Award, 2021 – Diamond Award, 2022 – Platinum Award


++Experience:++  
I started in the banking business when I was just 17, participating in my school's co-op program where I would leave early every day to work at a credit union I was employed with. I had my hands in indirect lending, as well as accounting. After almost 5 years of being there, I left to join a financial institution as a teller and worked my way up to an assistant branch manager before leaving to join another financial institution as a branch manager. Then, 12 years ago I left retail banking to dip my feet in the mortgage world. I had no idea what I was doing, but quickly found out I was good at it and had a passion for helping others with their mortgage needs! Now I am one of the best and would not do anything else! I have a total of 22 years in the banking and finance field!


I am an expert in FHA, Conventional, USDA, Jumbo, Non-QM and VA loans*! First time home buyers and seasoned home buyers! Looking for an investment product, I've got that covered too!


*Certainty Home Lending has no affiliation with the US Department of Veterans Affairs

Tara Latham is your Destin local lender. As a loan officer at Certainty Home Lending, Tara is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tara at (251) 267-8545 for more information!

Tara Latham at Certainty Home Lending (NMLS #877148)

Destin

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            Headquarters: 3940 N. Ravenswood Ave. Chicago, IL 60613 - ph. (844) 615-2955
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            <em>This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.</em>
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3 Loan Officers in Destin, FL