My approach is to spend a significant amount of time getting to know you so that I may custom fit financial solutions to your individual needs. You will find that I am extremely professional, a frequent communicator and I will maintain confidentiality about your transaction. Simply, I will focus all my attention on meeting your needs and your needs alone.  It is important that you know you are working with a person off absolute integrity and ethics. Licensed since 1988 I have been in the top 1 percent of loan agents in the country, and I am fortunate to say that I am one of the few who has funded over 2 billion dollars in loans.   I look forward to the opportunity of working with you.   Sincerely, Craig Thomason Vice President of Mortgage Lending at Guaranteed Rate

Craig Thomason is a highly experienced mortgage loan officer with over 30 years of experience in the mortgage industry. He is known for his in-depth knowledge of mortgage lending, exceptional customer service, and his ability to help clients find the best loan products to suit their individual needs.


Craig is a graduate of the University of Texas, where he earned his bachelor's degree in finance. He began his career in banking as a personal banker and quickly advanced to become a loan officer. Craig has worked for several leading banks and financial institutions throughout his career, and he has helped thousands of clients achieve their dream of homeownership.


Craig's expertise in mortgage lending includes conventional loans, FHA loans*, and jumbo loans. He takes a consultative approach with each client, taking the time to understand their financial goals and unique circumstances before recommending a loan product. Craig is committed to providing his clients with personalized service, and he works tirelessly to ensure that each loan application is processed efficiently and smoothly.


When he's not working, Craig enjoys spending time with his family, cooking gourmet meals, and riding his bike around Northern California.


*Certainty Home Lending has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

VP of Mortgage Lending

Craig Thomason is your Chicago local lender. As a loan officer at Certainty Home Lending, Craig is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Craig at (925) 998-3779 for more information!

Craig Thomason at Certainty Home Lending (NMLS #482407)

I started my career in lending over 30 years ago.  I never imagined it would take me on such an amazing journey!  Helping clients navigate the mortgage process in an ever changing market brings new challenges every day.  Nothing is more rewarding than getting a family into their new home or helping someone save hundreds of dollars on their monthly payments through the refinancing process*.  I take pride in assisting borrowers makes sense of this complicated process.  Buying a home is one of the largest financial decisions any family will make in their lifetime.  Understanding the challenges and how to solve critical issues is key to a smooth and successful closing.
* Savings, if any, vary based on consumer’s credit profile, interest rate availability, and other factors. Contact Guaranteed Rate, Inc. for current rates. Restrictions apply.

Thank you for considering me to guide you through your home buying journey! At Certainty, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way.


Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit.


Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the "Apply Now" button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.

Peter Pham is your Chicago local lender. As a loan officer at Certainty Home Lending, one of the largest retail mortgage lenders in the United States, Peter is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Peter at (650) 472-0074 for more information!

Peter Pham at Certainty Home Lending (NMLS #662170)

Evan brings to Certainty Home Lending over 25 years of sales management and leadership experience in the mortgage industry. He has built, developed and led highly successful teams, as well as produced at a high level himself.


Evan's ability to foster long-term and loyal relationships has been the trademark of his career. He provides an unsurpassed level of service to everyone he encounters and is a respected and trusted visionary leader.


By always having an honest, upfront approach and leading with empathy and integrity Evan has been able to create a following of loyal clients, referral sources, and other industry professionals.


Evan is a graduate of Ohio State University and resides in Highland Park, IL with his wife and three children.

Area Manager

Evan Klee is your Chicago local lender. As a loan officer at Certainty Home Lending, Evan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Evan at (773) 435-0972 for more information!

Evan Klee at Certainty Home Lending (NMLS #214299)

Thank you for considering me to guide you through your home buying journey! At Certainty, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way.



Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit.



Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the "Apply Now" button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.

Melina Chao is your Chicago local lender. As a loan officer at Certainty Home Lending, Melina is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Melina at  for more information!

Melina Chao at Certainty Home Lending (NMLS #966522)

James Cho is your Chicago local lender. As a loan officer at Certainty Home Lending, James is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact James at (773) 739-5111 for more information!

James Cho at Certainty Home Lending (NMLS #784929)

As Vice President of Mortgage Lending in Chicago, I am responsible for creating and executing strategies to grow and diversify the company's customer database portfolio. I take pride in my ability to leverage my extensive experience in Jumbo lending and network in the banking and mortgage lending industry to identify and pursue new ultra high jumbo opportunities, and guide them through the lending process.


Before joining Certainty Home Lending, I spent over 19 years as a Senior Wealth Management Lending Officer at another financial institution. In my time there, I developed a strong reputation and track record for delivering high-quality and customized solutions to meet the complex and diverse needs of affluent and ultra high net jumbo lending clients. I consistently exceeded sales and performance targets while maintaining the highest standards of compliance and customer satisfaction.


In my career, I have funded over $1 billion in mortgage loan production and I have also held the distinction of being recognized as the top mortgage loan originator in the entire Midwest year over year and was a consistent Chairman's Club Winner.


My wife Sylvia and our two children, Gianluca and Olivia are proud to call Illinois home!

Darius Korybko is your Chicago local lender. As a loan officer at Certainty Home Lending, Darius is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Darius at (708) 704-1047 for more information!

Darius Korybko at Certainty Home Lending (NMLS #559863)

Mike Polikretis is your Chicago local lender. As a loan officer at Certainty Home Lending, Mike is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mike at (703) 868-2303 for more information!

Mike Polikretis at Certainty Home Lending (NMLS #483522)

National Business Dev & Market Growth Executive

Shadi Kamran is your Chicago local lender. As a loan officer at Certainty Home Lending, Shadi is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Shadi at (310) 600-1005 for more information!

Shadi Kamran at Certainty Home Lending (NMLS #663711)

Jon Farook is your Chicago local lender. As a loan officer at Certainty Home Lending, Jon is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jon at (310) 402-2234 for more information!

Jon Farook at Certainty Home Lending (NMLS #663702)

Jeff Bishop is your local Colorado lender. As a loan officer at Certainty Home Lending, Jeff is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jeff at (303) 324-7474 for more information!

Jeff Bishop at Certainty Home Lending (NMLS #850349)

Gretzel Hunt is your Chicago local lender. As a loan officer at Certainty Home Lending, Gretzel is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Gretzel at (949) 922-1215 for more information!

Gretzel Hunt at Certainty Home Lending (NMLS #256851)

Richard Ortega is your Chicago local lender. As a loan officer at Certainty Home Lending, Richard is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Richard at (310) 245-4128 for more information!

Richard Ortega at Certainty Home Lending (NMLS #692194)

Robert is a dedicated mortgage loan originator with a wealth of experience in the industry. Growing up in Southern California, he was first introduced to real estate through his mother, a seasoned real estate agent with over 15 years of experience. This early exposure ignited his passion for helping others navigate the complexities of homeownership.


With a degree in Economics from UNLV, Robert combines his academic knowledge with practical experience in the mortgage sector. He has worked extensively in both the broker world and as an originator of non-QM loans, providing tailored solutions for first-time homebuyers and seasoned homeowners alike.


Robert takes pride in his exceptional communication skills and accessibility, ensuring clients feel informed and supported throughout the mortgage process. He believes in transparency and clarity, maintaining a strong fiduciary responsibility to his clients.


Whether you're looking to purchase, refinance, or invest in real estate, Robert is committed to exceeding your expectations. In his free time, he enjoys playing soccer and watching movies, drawing inspiration from the teamwork and storytelling found in both passions.

Robert Geber is your Chicago local lender. As a loan officer at Certainty Home Lending, one of the largest retail mortgage lenders in the United States, Robert is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Robert at (310) 796-6750 for more information!

Robert Geber at Certainty Home Lending (NMLS #2063624)

Producing Branch Manager

Andy Dosher is your Chicago local lender. As a loan officer at Certainty Home Lending, Andy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Andy at  for more information!

Andy Dosher at Certainty Home Lending (NMLS #1467869)

Chicago

<footer class="certainty-footer-container">
      <div class="certainty-footer-container--inner">
        <div class="certainty-social-container">
          <div class="certainty-social-links">
            <a href="https://www.facebook.com/certaintyhomelending" aria-label="Facebook">
              <i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-facebook" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i>
            </a>
            <a href="https://twitter.com/certaintyloans" aria-label="Twitter">
              <i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-twitter" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i>
            </a>
            <a href="https://www.instagram.com/certaintyhomelending" aria-label="Instagram">
              <i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-instagram" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i>
            </a>
            <a href="https://www.youtube.com/channel/UC71n7qB08iK-YHCbvtX5mLA" aria-label="Youtube">
              <i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-youtube" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i>
            </a>
            <a href="https://www.linkedin.com/company/certaintyhomelending" aria-label="LinkedIn">
              <i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-linkedin" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i>
            </a>
          </div>
        </div>
        <div class="certainty-links-container">
          <ul class="certainty-column certainty-logo">
            <li>
              <a href="https://www.certaintyhomelending.com/">
                <img src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blte5f38d9d59eada41/65f229c10c744d47707bfeec/certainty-home-lending-logo.png" alt="Certainty Home Lending" width="204" height="99" />
              </a>
            </li>
          </ul>
          <ul class="certainty-column" aria-label="Your Mortgage">
            <h4>YOUR MORTGAGE</h4>
            <li><a class="certainty-bodyS" href="https://apply.certaintyhomelending.com/">Apply now</a></li>
            <li><a class="certainty-bodyS" href="https://login.certaintyhomelending.com">Sign in to your account</a></li>
          </ul>
          <ul class="certainty-column" aria-label="Lending Options">
            <h4>LENDING OPTIONS</h4>
            <li><a class="certainty-bodyS" href="/purchasing-a-home/">Purchase a home</a></li>
            <li><a class="certainty-bodyS" href="/refinancing-a-loan/">Refinance a loan</a></li>
            <li><a class="certainty-bodyS" href="/purchasing-a-home/home-renovation-loan/">Renovate your home</a></li>
            <li><a class="certainty-bodyS" href="/heloc/">Home equity line of credit (HELOC)</a></li>
            <li><a class="certainty-bodyS" href="/learning-center/calculator/">Mortgage calculator</a></li>
            <li><a class="certainty-bodyS" href="/find-your-loan-officer/">Find a loan officer</a></li>
            <li><a class="certainty-bodyS" href="/contact-us/">Branches near you</a></li>
            <li><a class="certainty-bodyS" href="/learning-center/">Resources</a></li>
            <li><a class="certainty-bodyS" href="/flashclose/" id="cdq_element_3" style="display: inline-block; margin-top: 0px; margin-bottom: 0px; padding-top: 0px; padding-bottom: 0px;">FlashClose℠</a></li>
            <li><a class="certainty-bodyS" href="/same-day-mortgage/" id="cdq_element_4" style="display: inline-block; margin-top: 0px; margin-bottom: 0px; padding-top: 0px; padding-bottom: 0px;">Same Day Mortgage</a></li>
          </ul>
          <ul class="certainty-column" aria-label="Company">
            <h4>COMPANY</h4>
            <li><a class="certainty-bodyS" href="/about-us/">About us</a></li>
            <li><a class="certainty-bodyS" href="/community-conection/">Community Connection</a></li>
            <li><a class="certainty-bodyS" href="/transparency-in-coverage/">Transparency in Coverage</a></li>
            <li><a class="certainty-bodyS" href="/learning-center/insights/industry-news/">Newsroom</a></li>
            <li><a class="certainty-bodyS" href="/contact-us/">Contact us</a></li>
            <li><a class="certainty-bodyS" href="/careers/">Careers</a></li>
          </ul>
          <ul class="certainty-column" aria-label="Legal">
            <h4>LEGAL</h4>
            <li><a class="certainty-bodyS" href="/accessibility/">Accessibility</a></li>
            <li><a class="certainty-bodyS" href="/privacy-center/">Privacy Policies</a></li>
            <li><a class="certainty-bodyS" href="/licensing/">Licensing</a></li>
            <li><a class="certainty-bodyS" href="/terms-of-use/">Terms of Use</a></li>
            <li><a class="certainty-bodyS" href="/sms-terms/">SMS Terms</a></li>
            <li><a class="certainty-bodyS" href="/notice-to-vendors/">Notice to Vendors</a></li>
            <li><a class="certainty-bodyS" href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2611">NMLS Consumer Access</a></li>
          </ul>
        </div>
        <ul class="certainty-links-container certainty-links-container--mobile">
          <li><a class="certainty-bodyS" href="/about-us/">About Certainty</a></li>
          <li><a class="certainty-bodyS" href="/find-your-loan-officer/">Find your loan officer</a></li>
          <li><a class="certainty-bodyS" href="/purchasing-a-home/">Purchase a home</a></li>
          <li><a class="certainty-bodyS" href="/refinancing-a-loan/">Refinance a loan</a></li>
          <li><a class="certainty-bodyS" href="/renovate-a-home/">Renovate your home</a></li>
          <li><a class="certainty-bodyS" href="/careers/">Careers</a></li>
          <li><a class="certainty-bodyS" href="/sitemap/">Sitemap</a></li>
          <li><a class="certainty-bodyS" href="/contact-us/">Contact us</a></li>
        </ul>
        <div class="certainty-social-container--mobile">
          <div class="certainty-social-links">
            <a href="https://www.facebook.com/certaintyhomelending" aria-label="Facebook"><i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-facebook" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i></a>
            <a href="https://twitter.com/certaintyloans" aria-label="Twitter"><i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-twitter" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i></a>
            <a href="https://www.instagram.com/certaintyhomelending" aria-label="Instagram"><i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-instagram" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i></a>
            <a href="https://www.youtube.com/channel/UC71n7qB08iK-YHCbvtX5mLA" aria-label="Youtube"><i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-youtube" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i></a>
            <a href="https://www.linkedin.com/company/certaintyhomelending" aria-label="LinkedIn"><i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-linkedin" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i></a>
          </div>
        </div>      
        <div class="certainty-copyright-container">
          <div class="certainty-copyright-container--images">
            <img class="certainty-badge" src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blt46013f5cd7fc82e1/65f231bd0c744d4a387bff24/equal-housing-lender.png" alt="Equal Housing Lender" width="46" height="47" />
            <img class="certainty-badge" src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/bltb28dc8aa02b7886c/65f231bd54369a7b51693a3a/AB-seal-horz.svg" alt="Better Business Bureau Accredidation" width="134" height="47" />
            <img class="certainty-badge" src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blt0385c73657cafa3c/65f2323d0780b95bca61c06a/trustspot.png" alt="Trustspot Verified" width="101" height="47" />
          </div>
          <p>
            <a class="certainty-link" href="https://privacyportal.onetrust.com/webform/168096e5-faa8-4fdd-a479-992231adbdc1/9815a17a-8663-4622-9062-7d2e18e2040d" target="_blank">Do Not Sell or Share My Personal Information and/or Limit the Use of My Sensitive Personal Information</a>
          </p>
          <p>
            <a class="certainty-link" href="/tx-consumers/" target="_blank">Texas Consumers: How to file a complaint</a>
          </p>
          <p>
            <address>Guaranteed Rate, Inc DBA Certainty Home Lending, NMLS 2611. For licensing information, go to: <a class="certainty-link" href="https://www.nmlsconsumeraccess.org" target="_blank">www.nmlsconsumeraccess.org</a></address>
          </p>
          <p>
            Headquarters: 3940 N. Ravenswood Ave. Chicago, IL 60613 - ph. (844) 615-2955
          </p>
          <p>
            <em>This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.</em>
          </p>
          <p>
            <em>This is not a commitment to lend. Program restrictions apply. Certainty Home Lending’s policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law.</em>
          </p>
          <p class="certainty-bodyXS">
            © 2024 Guaranteed Rate, Inc DBA Certainty Home Lending. All Rights Reserved.
          </p>
        </div>
      </div>
    </footer>

14 Loan Officers in Chicago, IL