Thank you for considering me as your mortgage advisor for your home-buying journey. With over 30 years of experience as a mortgage loan officer in Texas, Colorado, and Florida, I offer unparalleled expertise in residential mortgages and refinancing. At Certainty, we are dedicated to providing exceptional customer service and exceeding your expectations throughout the mortgage process, from initial pre-qualification to a seamless closing.


My passion for helping individuals achieve homeownership drives me to offer customized mortgage solutions. I am a Certified Divorce Lending Professional and Certified Renovation Lender, which allows me to expertly manage complex lending scenarios such as divorce-related mortgages, reverse home loans, and home renovation financing.


Specializing in first-time homebuyer loans and jumbo mortgages, I handle high-value transactions with precision and care. I understand that every client's financial situation is unique, so I work diligently to find the best mortgage solution tailored to your needs.


Purchasing a home is a major investment, and I am committed to making the process smooth and rewarding. To get started with your home loan or refinance, click the "Apply Now" button, or contact me via phone or email to schedule a consultation. I look forward to helping you achieve your home financing goals.

VP of Mortgage Lending

Julie Black is your Austin local lender. As a loan officer at Certainty Home Lending, Julie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Julie at (512) 306-6357 for more information!

Julie Black at Certainty Home Lending (NMLS #232023)

Thank you for considering me to guide you through your home buying journey! At Certainty, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way.



Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit.



Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the "Apply Now" button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.

Jan Hill is your Austin local lender. As a loan officer at Certainty Home Lending, Jan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jan at (512) 306-6380 for more information!

Jan Hill at Certainty Home Lending (NMLS #232034)

Austin

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            <address>Guaranteed Rate, Inc DBA Certainty Home Lending, NMLS 2611. For licensing information, go to: <a class="certainty-link" href="https://www.nmlsconsumeraccess.org" target="_blank">www.nmlsconsumeraccess.org</a></address>
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            Headquarters: 3940 N. Ravenswood Ave. Chicago, IL 60613 - ph. (844) 615-2955
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            <em>This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.</em>
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            <em>This is not a commitment to lend. Program restrictions apply. Certainty Home Lending’s policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law.</em>
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2 Loan Officers in Austin, TX